52 Ways To Save Money: Week 52: Learn to Say No

The last week of this Ways To Save Money series is here. I almost can’t believe it myself! It has been fun and a challenge to say the least, to come up with 52 ways to help everyone save money. I sincerely hope you found some ways of the tips I have been telling you to save money in your life and make this year your year of savings! If you have been following the 52 week money challenge, you can now add the final bit of money to it. This week, it’s $52. If you have been doing the challenge in reverse, that’s just $5. After doing this challenge, you should have close to 2 grand in savings! What are you going to do with your money? Save it in your emergency fund? Finally take a vacation? Do you plan on doing the challenge next year as well? I used my money to pay for Christmas. It’s a great way to save a little each week and not have to stress and worry about how you can afford Christmas.

I would love to hear your experience in the comments, but for now, let’s look at this final tip; learn to say no.

52 Ways To Save Money – Week 52: Learn to Say No

Learning to say no is one of the most fundamental ways a person can save money. I have talked about it in previous week’s tips in specific situations such as playing the waiting game before a purchase, but this kind of saying no has to do with your time, which is ultimately, your money. No one can afford to stretch themselves too thin. It never works and often leads to more spending.

Here are some ways saying no helps you save money:

You will have to buy less gifts. Often, we get invited to so many events that require a gift that it can put a strain on our budgets. These events include weddings, birthday parties, housewarming parties and holiday get-togethers. Saying no to some of these things doesn’t mean you have to choose not to have a social life or make people feel bad, either. It is simply a matter of being extra choosy. You don’t have to attend things like your child hood friend whom you haven’t spoken to in 20 year’s son’s wedding. Just chose which events mean the most and go from there.

You will eat out less. Stretching ourselves thin in time often leads to hitting the drive-thru. Say no to some things if it will be a crunch for your time and is not a requirement and stay home to cook.

You will spend less on gas. If you do a lot of running around, it will eat up your gas budget fast. Not to mention, the wear and tear on your vehicle. Less obligations means more time your car stays parked.

Did you miss other tips in the money save ways series? Click the links below for more tips!

• Week 51: Snack Smart

• Week 50: Eat from Your Cupboards

• Week 49: Join the no-poo movement

• Week 48: Use Codes

• Week 47: Get Freebies

• Week 46: Go Green

• Week 45: Make a Gift Closet

• Week 44:Stop Paying for Shipping

• Week 43: Apply for Help

• Week 42:Repair before replacing

• Week 41: Make Substitutions

• Week 40: Gas Rewards Programs

• Week 39: Freezer Cooking

• Week 38: Re-use Everything

• Week 37: A Sale Does Not Equal a Need

• Week 36: Eat out the Smart Way

• Week 35: Carefully Shop the Dollar Store

• Week 34: Take a Second Look

• Week 33: Use Less

• Week 32: Get Amazon Prime

• Week 31: Consider Renting

• Week 30: Skip Disposable

• Week 29: Reduce Your Meat Budget

• Week 28: Borrow Everything

• Week 27: Store Food Properly

• Week 26: Cloth Diapering

• Week 25: Buy Generic Medication

• Week 24: Shop at Farmer’s Markets

• Week 23: Don’t Call in the Experts

• Week 22: Learn to Rebate

• Week 21: Seal up Those Leaks

• Week 20: Always Compare Prices

• Week 18: Use Vinegar to Clean

• Week 17: Buy the Smaller Package

• Week 16: Teach Your Kids About Money

• Week 15: Splurge When it Matters

• Week 14: Wash Your Car At Home

• Week 13: Meat Free Mondays

• Week 12: Create  A Price Book

• Week 11: Avoid Fees

• Week 10: Cut Your Own Hair

• Week 9: Watch Your Electricity

• Week 8: Turn off The TV

• Week 7: Drink More Water

• Week 6: Maintain Your Car

• Week 5: Reap the Rewards

• Week 4: Practice the Waiting Game

• Week 3: Buy Seasonings in Bulk

• Week 2: Buy Your Clothes Used

• Week 1: Make Lists

• 52 Week Money Challenge

• 52 Week Tracker