52 Money Save Ways: Week 28: Borrow Everything

52 Money Save Ways: Week 28: Borrow Everything

Welcome to another week of money save ways tips! This weekly series is to accompany the 52 Week money challenge and if you are just joining us, we are just over the halfway mark, but it is never to late to start your own 52 week money jar savings! This week, deposit $28 into your jar. If you are doing the challenge in reverse, place $26 in the jar. Let’s look at another way you can save money this week: borrowing what you can.

52 Money Save Ways: Week 28: Borrow Everything


52 Money Save Ways: Week 28: Borrow Everything

My title of this week’s post might be a little over the top, but the truth is, borrowing can save you a lot of money in the long run as well as short term and you don’t have to look like a mooch in the midst of it, either. There are lots of ways to borrow items now that whole organizations are devoted to it. Here are some ways to borrow some of the things you need.

Books, movies, music: The obvious here is the public library, for books, but did you know many community libraries offer movies (even new releases!), music albums, free MP3 downloads and much more? You can also get free music downloads and e-books through Amazon Prime’s lending library. If you are a book hound or a music fiend, make sure you sign up for your free 30 day trial to see if you like it. It is well worth the price-tag after and will more than pay for itself. You can also stream movies and TV shows as well!

Tools for gardening, building and home improvement: Some communities have tool lending libraries for these items. They all have different rules, but you can borrow simple things like hammers and scredrivers all the way to tillers and even lawnmowers. For some of the larger, more expensive items, you may have to be put on a waiting list and you may be asked to leave something for collateral, but what you save in cash will be well worth the wait in most caese.

Textbooks for college: You may not know this, but often your school’s libray has the textbooks used in class available for students to check out for short periods. Why spend hundreds of dollars on textbooks that you can borrow for a couple weeks here and there when you need to crunch or finsih an assignment? Even if you don’t need to check it out, just go and crunch in the library and return it without checking it out officially whenever you need it. You can rent textbooks, too, for a small fee from many online sources. The cost to rent for the whole semester is often 10% or less of the cost of the book.

What are some things you borrow to save money? I would love to hear about it in the comments!

If you missed the last 27 weeks, make sure you check out these money save ways tips and catch up on all the ways you can start saving money right now!

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1 Comment

  1. July 20, 2014

    I love that you’re doing a tip like this each week!

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