6 Ways on How To Save Money on Your Bills


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6 Ways on How To Save Money on Your Bills

6 ways to save money on your bills

Everyone wants to pay less for their bills. It’s our least favorite way to spend money and we wish we could free up more money for things like fun, entertainment and even savings or for following along with the 52 Week Money Challenge printable. The good thing about many bills, is, you can reduce the amount you pay in most cases by following some simple steps. Here are six tips for saving money on your bills.

6 Ways on How To Save Money on Your Bills

Pay on Time. The best way to make sure you are paying the least amount you can is to pay your bills by the time they are due. It may not seem like much, but a $5-$10 late fee for late payment adds up over the course of the year and can mean you are wasting over $100 each year by simply not paying on time. If your due date is hard to make on a consistent basis, ask if you can have it changed. Many companies are willing to work with you on something like that.

Consider consolidating your loans or debts. This can often mean you will get a lower rate of interest as well as a lower payment because it will be based on how much you still owe, not what the original loan amount was. Make sure to do your research, though. Go with a reputable company. Check reviews and the Better Business Bureau online for info about companies you are considering for your consolidation.

Lower your usage. This can go for a lot of things. If you are billed a rate based on how much you use such as for water, electricity or even your cell phone, try to find ways you can reduce how much you are consuming. This will ultimately lower your bill each month and you may find you were wasting money before unnecessarily. Similarly, take a look at your cell phone plan. See how much data, minutes and texts you are using and if there is a big difference in what you are using and what plan you are on, consider stepping down in pricing plans.

Shop around. Many times, we stay with the same company because it was the cheapest option when we signed up. If it has been a while since you looked around, do it on a regular basis. If you are not on a contract, there is no reason to stay with a more expensive company.

Try to re-negotiate bills. Simply making a phone call can get you a lower payment. People’s finances change and companies know this. Check with your debtors to see if they are willing to offer a lower payment plan periodically.

Get rid of some services that you find you are not needing. If you don’t have time to read the paper in the morning, why continue to have it delivered?

What are some ways you were able to lower your bills? I would love to hear your tips!

 

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